With a financial plan, we feel secure; we know money will be there if we need it

There are abundant reports out there display the higher rebound that equity gives in the long run. Dr Collin Roy and his wife Rituparna Roy have gained from this. Their path to searching better financial merchandise started as it does for many people—wanting to shorten the tax outgo. More than about 10 years ago, to save taxes, most of their investments were in life insurance policies and term deposits. But they wanted better, and they started investing in mutual funds through systematic investment plans (SIPs).
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